Tokyo MK Taxi: Riding in Comfort

Sa hva gjor du hvis du har en spesiell anledning og vil ha en bil som virkelig skiller seg ut fra mengden? Lei en bil sjafor service!

 

I dag, med fremveksten av ulike sjafortjenester, er det ikke vanskelig a se etter leiekontrakt hvis du har en spesiell begivenhet som kommer opp som du vil gjore det oyeblikket litt mer klassisk og ekstravagant. Kontakt Tokyo MK Taxi, de tilbyr taxi og chauffor service over hele landet i Japan, Korea og USA. Tokyo MK har en flate av luksusbiler, inkludert Lexus 600hl, BMW, Toyota Alphard, Mercedes-Benz, Toyota Hiace, Nissan Fuga Hybrid og Toyota Crown som er godt vedlikeholdt og holdt i utmerket stand for a sikre alles sikkerhet pa veien.

 

Tokyo MK Taxi er en chaufforleverandor som tilbyr toppkvalitetsbiler for bryllup, utesteder, forretningsreiser, flyplasstransport, proms, fodselsdager og andre spesielle arrangementer. Borte er de dagene som bare de mektige og rike har privilegiet a ri i luksusbiler, tilbyr Tokyo MK de beste forsteklasses bilene til leie til ekstremt rimelige priser. Selvfolgelig kan du stole pa deres hoyt trente og serviceorienterte chaufforer med dyp kunnskap i byen og omgivelsene. Forsikret du vil fa det beste innen kundeservice og chauffor service fra dem. Tokyo MK Taxi har Lexus-gruppentusiaster som er inkludert i sin bilflate, Lexus 600hl og Lexus 460 som har plass til opptil fire passasjerer i skinnseter og ideell for forretningsreiser. Deres mangfoldige flate inkluderer ogsa Toyota Hiace som komfortabelt kan huse flere personer og deres bagasje, og det finnes ogsa hybridbiler som BMW ActiveHybrid 7 med en kapasitet pa fire passasjerer med digital-TV og gratis WiFi-hotspot.

 

A ansette et luksusbil fra MK Tokyo Taxi kan vaere det beste valget for a komme til ens mal, avslappet og rolig, for ikke a nevne i stil. De har 212 drosjer lined opp og 58 luksusbiler tilgjengelig for enhver kundes behov, smak og preferanser.

Money – or the Lack of It! By Galveston Capital Tourism and Marketing Texas

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Lorraine has written on a number of cruise topics since joining Galveston.com lo, these many years ago – but she needs your input to continue these missives. Any questions about cruising? If Lorraine doesn’t have the answer, she can surely find it for you – after all there is a wealth of information out there – and Lorraine loves to “share the wealth” – LOL!

That said – let’s talk money!

What’s the first thing that happens to your cash in Vegas? It’s converted into those cute little easy-to-spend “chips” or slot machine “tokens – hey – “play money” right?

Cruise ships use the same mentality – upon check-in you receive a card commonly referred to as a “sea-pass” – it serves as your cabin key, your identification, AND your credit card for the duration of the cruise. Just charge everything to that little card – it’s “play money” – NOT!

You can secure your sea-pass with a credit card or a cash deposit – but, if you’re on a limited budget, be sure to keep a running total of your charges so you won’t find yourself out of business on the second of a seven day cruise. There is a running joke among veteran cruisers –the announcement: “would Mr.” so-and-so” please report to the Purser’s Desk” – means either a used-up cash deposit or a maxed-out credit card.

You can always tap the ATM for Casino play (the only venue on a ship where cash is accepted) but you can’t use it to purchase a cocktail.

On the last day of the cruise you will receive an itemized bill listing all those nasty bar charges you probably won’t even remember making. Just a hint – keep copies of all charge slips in an envelope and compare item for item to your final billing. Cruise lines can and do inadvertently make errors in posting to folios – you sure don’t want to pay for some other cruiser’s Long Island Iced Teas – or even worse, expensive Champagne do you?

Tokyo bike tours: A TOUR, ASAKUSA, SKYTREE & OLD TOWN QUARTER

This tour takes you to the shitamachi and its surrounding areas including Asakusa and Yanaka, where you can still feel an old town ambience. Riding through residential areas and local shopping streets, you will get a glimpse of Tokyoites’ daily lives. Tour starts and ends in Akihabara.

Our tour begins with a ride around the Shinobazu Pond and through Tokyo University campus. We ride through serene Yanaka Cemetery ground and across Ueno Park. We see Yanaka Ginza, a shopping street which best represents local people’s ordinary life styles and the shitamachi nostalgic flavor.

Ueno is a culture-rich district with its many museums, higher education institutions, and Ueno Park is a verdant oasis of locals.

Just before we ride across the Sumida River is Asakusa where an atmosphere of the Tokyo of yesteryear survives. We ride past Sensoji Temple and bustling streets lined with theaters, eateries and souvenir shops.

LUNCH BREAK You can sample local foods from food stands or relax in a cozy restaurant here.

Tokyo Skytree, the world’s tallest free-standing broadcasting tower.
(Please note that the tour does not include a visit to the observation deck of the tower.)

Before returning to Akihabara, we ride through Ryogoku where the sumo stadium and many sumo stables are located. If you are lucky, you may be able to spot some sumo wrestlers.

Cycling tours Tokyo: CUSTOMER REVIEWS

The Fringe Tour was awesome! And I would definitely do another tour with Y&Y. They were a sweet couple that showed us a bunch of little known sites in Tokyo and even though it rained it didn’t stop us :)smile They were fun, informative, helpful, patient, and accommodating. The Japanese Garden, city zoo, and aquarium were only a few of the great places we visited. For beginner bikers (like myself) the bikes might take some getting used to but the route is so safe you can take your time – I always felt comfortable. I would recommend this to all my friends and visitors to Tokyo to get away from the typical Tokyo sites and experience something off the beaten track. I can’t wait to do another tour!

(Kalai, Toronto, Canada)

 

I wasn’t quite sure what to expect on my first Tokyo bike tour, but after participating in the Fringe Tour, I would definitely do it again! The bike route, pace and length were all accommodating for an infrequent bike rider like me. And, even though I have lived in Japan for seven years, it was fun to see a whole other side of Tokyo that I have never seen before. Yasushi and Yoko, our guides, were wonderful! I felt well taken care of during the entire ride. Also, the tour offered me a wonderful chance to make several new friends from Japan and Canada. I would so recommend this tour to anyone who wants to experience something fun and different in Japan.

(Susan, Seattle, US)

 

I’m from neighbor city, Yokohama and joined the tour with my friend. However, it turned out I could see the side of Tokyo I’ve never seen before! 6hours bicycle tour sounded long first, but roads were well chosen and I had fun the whole time. Also we made several stops with fun things to see. Personally, I had fun biking riverside and visiting Japanese garden where we fed Koi. I definitely recommend the tour not only to tourists but locals also.

(Hiroko, Yokohama, Japan)

 

I joined the tour from Tsukuba. On joining this tour, I expected three things. Discovering something new about Tokyo, brushing up my rusty English and slimming down in my waist size. I really enjoyed walking around the Japanese garden, feeding Koi and watching cute animals. I especially like the river side cycling road with excellent view. It was also wonderful that I met some new friends from overseas. I had a really great time with Y&Y. Thank you and I definitely will join other tours!

(Tatsuya, Tsukuba, Japan)

 

I have been visiting Tokyo for over 10 years. A Japanese friend of mine, who was born and raised in Tokyo, asked me to going on a bike tour exploring Tokyo. The city has many areas specifically designed just for cycling and with my schedule, I rarely get a chance to enjoy the recreational areas that Tokyo offers.  So, I said, Yes. At the start of the tour, we were met by Yasushi and Yoko, owners and operators, of Y & Y Cycling. As I found out, to my surprise, both had studied English for three years abroad, so communicating in the English was simply not an issue. Moreover, both have done their homework, along the tour at several stops, such as the zoo and aquarium, they explain exhibits and augment explanations with informative pictures and maps. The cyclist need not worry about lunch, water, or entrance to sites. Additionally, sites of interest are pre-planned and well thought-out.  Just bring your camera and energy for a fantastic day of cycling. I recommend this tour not just for visitors, but also locals, my friend remarked, Although she had lived in Tokyo for many years, she discovered a few secret view spots and cool places that she had not known.

(Mofiz, San Francisco, California and Yokohama, Japan)

 

The first thing I would like to say is awesome! I am not a kind of person who is into outdoor activities, but I do enjoy exploring local stuff; things that typical guidebooks do not pick up. If you are looking for something not too touristy and something new, you should definitely try this tour. It is like wandering around the area with your good friends who live there. That makes you feel like you know the real Tokyo. I did find a lot of new things even I have lived in just half- an- hour from the area (Kasai and Urayasu) all my life. Parks we visited are not the major, famous ones, but they are beautiful and there were many local people, which made me feel like I was one of them. It was kind of cool. Bike ride was not a problem at all even though I am not that athletic. Biking along the river was great! And, our guides, Yasushi and Yoko, took a really good care of us. They answered all of my trivial questions that popped up in my mind (I didn’t mean to challenge them.) This is a definite advantage of having a guide who actually lives in the area where you are touring. The coffee break at the end of the tour was so exclusive and so special. I would definitely take my friends on one of these tours if they come visit me from somewhere out of Tokyo area. Yes! I even want to take my Japanese friends living in Kyoto on this tour. Thank you for such a wonderful experience. Cheers!

(Michiko, Funabashi, Japan)

 

TOKYO FRINGE tour” was pleasant cycling for me. I could see many animals and plants around Tokyo Bay and also the guides were very kind. I visited Gyousen Park, zoo, Kasai Sea Life Park and Tokyo Disney Resort. Especially, the lunch I had under the clear sky at Kasai Seaside Park tasted delicious. 🙂 In the afternoon, I saw the sunset at Tokyo Bay. The view was so nice that I took many pictures with my reflex camera. Thank you for giving a wonderful day to me. If I have another chance, I would like to join their tours again.

(Masami, Yokohama, Japan)

 

I had a great time with Y&Y cycling tours! I can’t believe I had so many exciting discoveries in the Shitamachi area in just one day! It’s difficult to choose, but I have three things that I really like about the tour. First, our guides Yasushi and Yoko took us not only to just some sightseeing spots but they gave us the history behind them, which makes the tour more meaningful! Next, we could take a very unique picture of skytree! If you just visited there by yourself you would never find it! You can go to areas that only locals know or even ones they don’t know! I felt so lucky to find this tour!!! And, lastly and my most favorite part of the tour, the people in Shitamachi. They are true Tokyoites, friendly and cheerful, very talkative (and loud but) you can’t help loving them. The Shitamachi Mom at the leather museum is awesome! You’ll feel so much energy. In addition, you can get nice leather goods there. I’m so thrilled to take another tour with them! Thanks, Yasushi and Yoko!

(Akiko, Ichikawa, Japan)

 

It was a very enjoyable tour! Unlike other guided tours, the group was small and the course was very unique. Yasushi and Yoko are fun, friendly, informative, and helpful guide. Although I hadn’t ridden a bike for a long time, I had no trouble catching up. The bike was easy to ride and I could borrow a helmet. I have visited Shitamachi area many times before, but there were many new discoveries. I really enjoyed feeding koi inside the Japanese garden. Riding beside Sumida River was also nice. I would recommend this guided tour to those who is traveling Japan for the first time as well as those who have already visited Japan many times.

(Yuki, Kawasaki, Japan)

 

I joined Odaiba Tour mid-November. Though I am from Tokyo, I could see things that I’ve never seen before. It was full of excitement and new discovery thanks to the kind and informative guides. The route is well-considered so it is easy to follow the guide by bike and you will come across something fun every few minutes, sometimes it’s a great scenery from the bridge, and sometimes it’s tasty local snacks at a lively market. I think it’s ideal for those who want to collect interesting pieces of Tokyo by your own pace.

(Akiko, Tokyo, Japan)

 

It was a lovely beautiful day! I didn’t expect I could feel such a crisp fresh sea breeze in Tokyo. We rode along ODAIBA beach(so cool!) and had a soft served icecreme on the beach terrace. The friendly guides took us to the Tukiji fish market(they know the maze there). I usually drive, not ride a bike, but just hopping on the bike and riding for 5 minutes reminded me of how to. If you are tired of temples and shrines packed with people, please refresh yourself for a change by this tour. I recommend this tour even to Japanese. You will find another side of Tokyo and definitely have a wonderful day!

(Naoko, Tokyo, Japan)

 

I joined the Odaiba tour last month with my husband and really enjoyed it. The weather was lovely and I could feel a gentle breeze in Tokyo. The biggest reason why I chose the Odaiba tour was that I wanted to try Rainbow Bridge walk. I’ m from Tokyo and familiar with all places that are included the Odaiba tour; however, I’ve never tried to go there by bicycle. (It was fun to cycle beside business people in a city.) I often see the Rainbow Bridge from a faraway place, so I was excited to walk on the bridge on my foot. Also, I really enjoyed the snacks that our tour guides introduced us such as Yakitori, soft ice cream and Temakizushi. They gave us great hospitality,too!! I recommend this tour to everyone even Japanese. You can easily see a lot of interesting places in Tokyo by this cycling tour in a day. Thank you very much !!!!!!

(Mami, Tokyo, Japan )

The capital group inc singapore: Improving fundamentals boost emerging market debt

 

Emerging market (EM) debt has seen a sharp sell-off since the US elections. What is your outlook for the asset class? EM debt needs growth, and in theory strong US growth (i.e. fiscal expansion) should be positive for the asset class. The uncertainties around a Donald Trump presidency are well known, especially on the global trade front, and this explains some of the sell-off that we’ve seen in EMs since the US elections. However, I think the markets may be overestimating the extent of trade protectionism by pricing in potential moves such as the North American Free Trade Agreement (NAFTA) being cancelled, but the important thing to note is the fact that EMs benefit from strong global growth and we should see this in 2017, especially with stabilising commodity prices.

 

This is particularly good news for local yields, which are around 6.5%-7%, and in some of the higher yielding dollar universe, for example Argentinian US dollar-denominated debt. EM debt is also less affected by rising bond yields than traditional fixed income. Another concern is that if US interest rates move significantly higher, then EM debt won’t look as attractive as an asset class. Finally, higher US interest rates will also directly increase borrowing costs for EM countries – although US dollar debt is becoming a smaller portion of overall EM borrowing and dollar debt levels are in general more manageable now.

 

Despite all this uncertainty, it is important to note that EM countries are actually in pretty good shape. Overall fundamentals for EM as an asset class are stabilising, and this is after a number of years when fundamentals were deteriorating. This has been driven by external factors, such as the dissipation of the commodity price shock and the improving global growth picture. It has also been driven by the improving credit stories of countries like Brazil, Argentina and Russia.

 

Overall, I am quite optimistic and I think 2017 will be a year where we can take more opportunities and less of a defensive stance, with the p

 

What could be the impact of fiscal expansion in the US?

 

President-elect Trump intends to give the US economy a shock of fiscal stimulus that I do not think it needs at its current point in the financial cycle. There could be a boost to growth, from around 2% to 2.5%-3%, but because of the tight labour market there is an inflation risk. However, the hope is there will be enough global spare capacity that prevents this from becoming an issue – if not, the US Federal Reserve (Fed) would have to raise rates faster than the markets anticipate.

 

How do you see current valuations in EM debt?

 

Local yields are, in absolute terms and relative to developed market yields, attractive. Inflation is coming down, which should also support EM bonds. This is because EM central banks can now ease monetary conditions; something they haven’t been able to do in a long time.

 

With hard currency bonds, we’re seeing more of a bifurcated market. You have the high-quality investment-grade countries, like Mexico and Brazil, where you get very little yield. If the US Treasury curve normalises further, these countries will have very little yield cushion to protect against a rise in US interest rates, which is not particularly attractive. However, in the dollar space, there are some higher yielding bonds, such as Argentina and some Sub-Saharan African countries, where yields are significantly higher. We see these as more attractive because you take a lot more credit risk, or spread risk, rather than underlying US interest rate duration risk.

 

What is your outlook on EM currencies?

 

If we look at our fundamental equilibrium value exchange rate (our internal fair value exchange rate model), overall, EM currencies still appear undervalued, and they have very attractive carries because of high inflation rates. Even those fair valued currencies like the Brazilian real have large carries, which provide lots of cushion, even if the currencies depreciate slightly. Whether or not we see EM currencies appreciate from here, however, will again depend on what a Trump presidency looks like. We may see the dollar move higher if we have meaningful fiscal expansion in the US, but I think it will be different from when the Fed was withdrawing quantitative easing or planning its first rate hike. At that time, this was done in an environment of disinflation and a lack of growth in the rest of the world. Now we have a recovery in Japan and Europe, with strong employment growth. I do believe that EM currencies are cheap enough to allow for some uncertainty.

 

What’s your view on commodity prices?

 

Based on the views of our commodity specialists, I would expect commodity prices to be well-supported and rangebound. There is still a lot of supply, but with a better growth picture, demand should not only stabilise but also increase somewhat.

 

Could you share your outlook for China?

 

There are several interesting things happening in China. Firstly, the government is working to depreciate the renminbi because it does not want the currency to appreciate any further against the Japanese yen, which the Japanese government is also trying to weaken. Plus, there is a slightly stronger US dollar outlook, at least for the next 6-12 months.

 

Secondly, Chinese growth received another artificial boost earlier in 2016 through fiscal stimulus, but this is now beginning to run out, meaning growth is coming down to its structural run rate of around 4%-5%.

 

Finally, the very positive news is that China has come out of its deflation trap – producer prices have been positive for the first time in three and a half years – which has increased its nominal GDP growth. So, yes, there is a structural slowdown, partially due to poor demographics, and we don’t expect any further stimulus, but the presiden

 

What about the problem of nonperforming loans in China?

 

There are lots of non-performing loans in China, which could be problematic, but because the country has a closed capital account and a banking system that is state-owned, then it should take a lot longer to become a problem, if at all. With time and money, you can defer those issues or just remove them through inflation; if your economy is growing well in nominal terms, these non-performing loans become a lot less of a problem.

 

What are your most compelling investment opportunities right now?

 

Brazil and Argentina are both examples of countries where, following a decade or so of economic mismanagement, we are finally seeing some change. Brazil has a strong technocratic caretaker government, with a president that is not planning to run for re-election.

 

This means that President Michel Temer can do the hard work and put the country on a much better footing, including cutting the budget deficit, which should also allow for lower interest rates. Hopefully, by the time of the next election in 2018, the economy should be doing better and the population might be in a better position to elect a government that will have a mandate to really improve the country’s economy

 

Argentina is in a similar position. After 12 years of Kirchner governments, the country finally has a conservative, orthodox centre-right government in place, which is looking to undo the distortions in the economy (although this will take time).

 

With Russia, while the political landscape has not changed much, the government has at least been very pragmatic in its economic approach by letting the rouble fall to compensate for declining oil prices. India is also delivering nicely on some reforms. Growth has been good and inflation is coming down.

The capital group inc Singapore: Adding our voice to the indexing dialogue

In recent years, the idea that investment managers can’t beat the index has become something of a truism within investing circles. The latest to weigh in is legendary investor Warren Buffett. In his 2017 letter to Berkshire Hathaway shareholders, he effectively endorsed that view by advocating low-fee indexing as the best approach for most individual investors. Here, Tim Armour, chairman and chief executive officer of Capital Group, discusses Mr. Buffett’s views and offers his perspective on the indexing discussion.

 

What are your thoughts on Warren Buffett’s recent comments that seem to endorse index investing?

 

Mr. Buffett’s approach at Berkshire Hathaway has many similarities to how we invest at Capital Group — through bottom-up investing, rigorously analyzing companies and building durable portfolios. This research-driven, long term, buy-and-hold approach typically means less trading, lower expenses and with it better results. And we wholeheartedly agree with Mr. Buffett’s all important message that most people need to save more for retirement — and to get invested and stay invested.

 

Mr. Buffett is not the only indexing proponent. Why do you think this view is so prevalent?

 

It’s important to say that we don’t dispute the data that has led Mr. Buffett and others to form their views. Namely, we agree that the average investment manager does not outpace the market over meaningful time horizons. However, a fairly simple fact has gotten lost in the debate. Simply put, not all investment managers are average. As we like to say, “Just because the average person can’t dunk a basketball doesn’t mean that no one can dunk a basketball.”

Mr. Buffett and others acknowledge that there are exceptions. We are one of them. And selecting a manager whose track record suggests it has the potential to deliver better outcomes can make a very meaningful difference in an investor’s life. For example, investors in an index fund will generate market returns. On the other hand, by investing in certain select funds, investors had an opportunity to outpace the index. For today’s investors, the difference between the market average and even slightly better returns over the long term can mean a much larger nest egg for a retirement that could last decades.

 

Do funds from certain managers offer something beyond the possibility of higher returns?

 

Index funds allow the opportunity to benefit when the markets are going up. However, by investing in index funds, you are also locking in all the market’s losses. Index funds may have their place, but they provide no buffer against down markets. Despite the trillions of dollars that have flowed into them, only about half of investors we surveyed last year are aware that index funds expose them to 100% of the volatility and losses during market downturns. Perhaps that’s unsurprising given the historic length of the US bull market. But markets turn. And doing better than the crowd in bad times is critical for investors seeking to grow their nest egg over the long term. Actively managed investments can offer the potential to lose less than index-tracking investments during market declines.

 

What’s your view on the value of professional advice?

 

Capital Group has long believed in the value that good financial advice can bring to help investors pursue their long-term investment goals. We believe advisors help motivate people to save and, perhaps most importantly, they can serve as a steadying hand during volatile times when human nature often drives investors to make decisions that wind up being counterproductive. In most cases, investors need to save more and stay invested, and advisors play a pivotal role in helping people do both of those things.

Singapore opening: Galveston Island

Beaches, historic buildings, million dollar mansions, fairground rides and delicious seafood can all be enjoyed on a day out on Galveston Island, Texas.

 

Galveston’s Strand Historic District, centred around the five blocks between 20th and 25th street near the wharf, is a wonderful reflection of the architectural styles popular in the mid- to late 1800s when the city hit its zenith. You can stroll under the high canopies of many shop fronts with their wrought iron balconies perusing the antiques, gifts, T-shirts and all manner of other goods, or take some refreshment in one of the cafes along the way.

 

We ventured into La King’s Confectionery shop where glass cabinets filled with chocolates of all shapes and sizes and multi-coloured candies flank a long seating area. Here you can indulge in a soda, milkshake or float made in a 1920s soda fountain, which is served from behind a marble counter on the other side of the shop.

 

In the Red Dirt Shirts company we learned how the idea for these unusual terracotta-coloured T-shirts came about when Hurricane Ike hit Hawaii in 1992, turning the proprietor’s stock of white T-shirts the colour of the red earth churned up by the storm. The owner saw an opportunity for a unique dying process and today sells his Red Dirt Shirts in Arizona, Utah and Hawaii as well as Texas.

 

Galveston’s history is also reflected in the many Victorian houses on the Island, a number of which are open to the public. We visited the Moody Mansion built in 1895 by the British architect William Tyndall for local socialite Narcissa Willis. After her death, the house was sold to W.L.Moody, a wealthy businessman who moved in with his wife and four children. The Moody family lived there until 1986 when it was turned into an historic museum. Some of the rooms are absolutely delightful and a guided tour of the house gives an interesting insight into the life of this Victorian Texas family.

 

Another historical house worth a look is the Bishop’s Palace, a mansion built in 1893 for the lawyer and politician Walter Gresham and his family. This house was purchased in 1923 by the Roman Catholic Diocese of Galveston and became the residence of Bishop Christopher Byrne until 1963. Both houses survived the hurricane of 1900, reputedly the deadliest in US history, which killed more than 10,000 people.

 

If historical buildings do not interest you, there are plenty of other activities to do in Galveston, such as spending a few hours on one of the Island’s beaches to the south, or enjoying a drink in one of the many bars and restaurants along Seawall Boulevard. There is a pleasure pier near the main beach area with fairground rides, amusements and eateries.

 

We elected to go on a short harbour tour with an amusing commentary from the boat captain, during which we saw two or three dolphins surfacing near the boat, probably out of curiosity which was an added bonus.

 

The Railroad Museum is great for train enthusiasts, with its many late 19th and early 20th century rail cars (some of which you can step inside) and the lovely Santa Fe Union station building with its white, plaster figures of people sitting or standing awaiting the arrival of their train.

 

Other places to visit on Galveston Island, depending on your interests, include Seawolf Park with its World War II submarine and destroyer, the restored 1877 tall ship Elissa, which you can climb aboard and the Ocean Star Offshore Drilling Rig, which is now a museum.

 

We finished our day with a delicious seafood dinner at Olympia Grill on Pier 21, the waterfront dining and entertainment area near Galveston’s historic harbour.